hsa home warranty coverage and cost

Most companies cover plumbing, electrical, heating systems, as well as refrigerators, dishwashers, and Microwave ovens.

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I'm glad to read your side of the argument, anonymous HVAC contractor.

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The house has 1 AC unit, 1 water heater, 1 washer and dryer, 1 refrigerator and NO dishwasher.

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You’ll pay your contract fee annually and enjoy repair and replacement service for essential home systems and appliances for this low annual fee plus an affordable service call fee for each repair or replacement. Your systems and appliances may be in good working order today, but sooner or later, everything wears out. Even with perfect maintenance, nothing lasts forever. When your system or appliance breaks down, you could spend hundreds or thousands to repair or replace it, potentially causing a serious financial setback. Or, you can have it covered by your home warranty for just the cost of a service call. With these predictable costs, a home warranty service contract allows you to control the cost of home repairs. Rather than spending money on surprise repairs or replacements of systems and appliances, you can rest easy knowing that it’s all taken care of with your annual service contract fee and low cost service call fee. Homeowners also benefit from the peace of mind offered by a home warranty. You can feel confident about your home’s systems and appliances, as you won’t need to worry about them if they happen to break down or need replacement. Choice Home Warranty’s service contracts provide complete solutions for homeowners. That means whether your appliance or system requires repair or replacement, it will be taken care of. I have always felt since you're purchasing insurance to cover a certain kind of issue and paying a premium to do so, then why is it necessary to pay additional amounts for the service you have the insurance for?It's just like having dental insurance that you pay a $500. 00 or more deductible, then sometimes hundreds of dollars in monthly premiums, only to have to further pay $600 to $1000 or more to get dentures. Ridiculous!If you had that kind of money, you wouldn't need insurance in the first place!What is the point?So, I guess we'll just have to keep taking care of our household issues on an individual basis and keep trying to find the best price for our budget, because this insurance, just like every other kind I know of, seems to be one gigantic scam. As a former HVAC contractor for several home warranty companies, I concur with the other service companies' negative remarks regarding these policies. Everyone involved is pitted against each other from the start, and everyone will get skinned contractor and customer alike except the home warranty company. These policies appeal to hungry contractors in saturated markets, and bad customers who want something for nothing.

hsa home warranty coverage and cost

The company denied any wrongdoing but settled its suit in 2011 to avoid further litigation costs.